2.2% back on supplies, pharma, and equipment you already buy.
NO PERSONAL GUARANTEE. NO PERSONAL CREDIT CHECKS
Have questions? Give us a call: (845) 373-5934
Your bank
Personal guarantee
Required — on your home
None
Personal credit check
Hard pull on you
None
Cashback on supplies/pharma
1-1.5% flat
Up to 2.2%; NitraMart — 5% back
Credit limit
Capped; re-underwritten each time
Underwritten on your practice's revenue
Payment terms
25–30 days
Up to 60 days
If you hit your limit mid-cycle
Card declines; pay it down manually
Smart AutoPay restores headroom; never declines
Fraud
Call, hold, wait 7–14 days
Self-serve dispute; instant credit; new card <2 days
The books
You code every charge
Trina codes it; syncs to QuickBooks, Xero, NetSuite, Sage
QuickBooks Desktop
Not widely supported
Supported — no migration
Smart AI Assistant
No AI, just dumb software
Trina — Nitra's AI that handles everything from your front desk to your back office.
Splitting points
All points stuck with one person
Points can be split between the multiple people
You'd earn about
That's $688 a month your old card isn't paying you
Real cash back — no expiry. Take it as statement credit, e-check, travel, or giftcards
You don't have to move anything. Keep your AMEX for travel. Just run your supplies, pharma, and equipment through Nitra — and watch what comes back.
No migration. No risk. Just more cashback on the spend you already have.
Up to 2.2% on supplies and pharma. 5% on NitraMart. No expiry — take it as statement credit, e-check, or travel.
Group practice? Each doctor keeps their own points. Your office manager runs one account.
Higher limits — underwritten on your practice's revenue and a sub-0.5% default rate, not your personal credit. 52-day terms. Borrow against your limit without re-underwriting.
Smart AutoPay — Hit your limit in week one? Your card still works.
Set spend limits per card and per person. Build approval rules. Issue virtual cards with category caps and auto-expiry. Lock or unlock a card by text.
Your office manager sets the rules once. The card enforces them.
A live spend dashboard, sliced by vendor, category, cardholder, or location. Snap or forward a receipt and Trina codes it to the right GL automatically. Syncs in real time to QuickBooks, Xero, NetSuite, and Sage.
Banks give you a statement. Nitra gives you the answer.
When one card is compromised, your whole practice shouldn't stop.
One shared card, used everywhere — every vendor, every subscription, every staff member. The day it's compromised, you cancel it. Then you spend the week calling each vendor to update the number while autopays fail and the money's already gone. Your bank gives you a case number and tells you to wait 7 to 14 days.
Nitra was built so that day costs you ten minutes, not a week.
Nitra watches how your practice actually spends. An unusual amount, a category you've never used, a charge from another country — blocked before it posts, with an instant alert telling you what and why. Banks dispute fraud after the money's gone. Nitra stops it before it leaves.
Give each vendor and each staff member their own virtual card, each with its own spend limit — daily, monthly, or one-time. Cap what any one person can spend across all their cards with a person-level limit. If a card is ever compromised, you lock that one card and nothing else stops. The blast radius is one card — not your whole practice and not your week.
Every transaction pings whoever you choose — the doctor, the office manager, anyone — by text or email in real time, no Nitra account required. You see a charge the moment it lands, not when the statement arrives a month later.
Open the platform, flag the charge, upload what you have, and track the dispute in real time. Provisional credit is issued instantly, so you're not out of pocket while it's worked. A virtual replacement is live in 60 seconds; a physical card arrives in under 2 business days. No phone call. No hold music. No case number.
One login. One AI. Everything your practice's money touches — handled. All free with the Nitra Card.
Free with the Nitra Card. No per-seat fees, no per-transaction fees, no software subscription.
We got cashback on supplies we were already buying. By month six my CPA called to ask what we changed.
Rosenthal Cosmetic & Plastic Surgery — Boca Raton, FL
VISA BUSINESS · FEATURED IN FORTUNE · PYMNTS · YAHOO FINANCE · TECHCRUNCH
No Personal Guarantee. No Credit Check. No Reason to Wait.
